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Most international students start with a pay-as-you-go or one-month SIM, which needs no credit check or UK bank account. Some networks offer an eSIM you can set up before leaving Nepal. Once you have a UK bank account and address, compare SIM-only monthly plans. House of Admissions (HOA) gives free guidance from Kathmandu and Pokhara.

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January 2027 UK intake: open at many universities for selected courses — see deadlines · February 2027 open at a few universities (as of 25 October 2026) Free service

Quick answer

Start with a pay-as-you-go or rolling one-month SIM, or an eSIM set up before you fly. Move to a cheaper SIM-only plan once you have a UK bank account.

Student Life 3 min read

Getting a UK SIM Card and Phone Plan: Guide for Nepali Students

You'll need a working UK number within your first day or two — here's the fastest, cheapest way to get connected.

Student setting up a UK SIM card on a smartphone

Pay-As-You-Go vs. Contract

Most international students start with a pay-as-you-go (PAYG) SIM, which requires no credit check, no UK bank account, and no long-term commitment — ideal for your first weeks. Once settled with a UK bank account and address, many students switch to a monthly rolling contract SIM-only plan, which is often better value per gigabyte of data.

Can You Buy a UK SIM Before Leaving Nepal?

Some UK networks allow you to order a SIM online before arrival, delivered to your UK address or activated on arrival at the airport. This can be useful for having a working number from day one, though many students simply buy a SIM at a UK airport or high street shop within their first day.

What You Need to Buy a SIM in the UK

Most PAYG SIMs require no ID at all. Contract SIMs typically require proof of address (a tenancy agreement or university accommodation letter) and sometimes a UK bank account for direct debit payment — another reason many students start with PAYG before switching to contract once settled.

Keep reading: Pre-departure checklist · UK cost of living in NPR · Student life in the UK page

Key Facts — 2026

UK Visa Fee
£558 (from 8 Apr 2026)
IHS (NHS Surcharge)
£776/yearA 1-year master’s is granted ~16 months leave, so you pay £1,164 (UKVI, 2026)
Bank Balance (Outside London)
£10,539/year£1,171/month × 9 months (NPR 20.5L). From 30 Nov 2026: £1,203/month, £10,827/year
Bank Balance (London)
£13,761/year£1,529/month × 9 months (NPR 26.8L). From 30 Nov 2026: £1,570/month, £14,130/year
HOA Guidance Fee
100% Free
Part-time Earnings
≈ £1,017/month (20 hrs × £12.71)

Which maintenance figure applies to you is set by the date you submit the visa application, not your course start date. The increase is in Statement of Changes HC 584. Full breakdown in NPR →

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