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In England and Wales, a landlord who takes a deposit for an assured shorthold tenancy must protect it in one of three government-approved schemes, TDS, mydeposits or DPS, within 30 days. Check it on the scheme's website, read your tenancy agreement, and photograph the property at move-in and move-out. House of Admissions (HOA) gives free guidance from Kathmandu and Pokhara.

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Quick answer

Yes. In England and Wales your deposit must be in TDS, mydeposits or DPS within 30 days, and you should receive the scheme details. If it is not protected, you can raise a dispute or claim compensation.

Student Life 3 min read

Renting in the UK: Tenant Rights and Deposit Protection Explained

Your deposit must legally be protected by one of three government schemes. Here's how to check, and what to do if a landlord doesn't comply.

Student reviewing a UK tenancy agreement

How to Check Your Deposit Is Protected

Your landlord must provide you with confirmation of which scheme your deposit is registered with, including a certificate or reference number, within 30 days. If you don't receive this, contact your landlord directly, and if unresolved, you can check with the schemes directly or seek advice from your university's accommodation or advice service.

What a Tenancy Agreement Should Include

  • The exact deposit amount and which protection scheme it's registered with
  • Monthly rent amount and payment date
  • Tenancy length and notice period requirements
  • Who is responsible for specific bills (some rentals include bills, others don't)
  • An inventory of the property's condition and existing furniture/fixtures at move-in

Getting Your Deposit Back

Take dated photos of the property's condition at move-in and move-out. Reasonable wear and tear is not deductible — only genuine damage beyond normal use. If your landlord makes unfair deductions, the deposit protection scheme offers a free dispute resolution service, which is faster and cheaper than going to court.

Keep reading: Pre-departure checklist · UK cost of living in NPR · Student life in the UK page

Key Facts — 2026

UK Visa Fee
£558 (from 8 Apr 2026)
IHS (NHS Surcharge)
£776/yearA 1-year master’s is granted ~16 months leave, so you pay £1,164 (UKVI, 2026)
Bank Balance (Outside London)
£10,539/year£1,171/month × 9 months (NPR 20.5L). From 30 Nov 2026: £1,203/month, £10,827/year
Bank Balance (London)
£13,761/year£1,529/month × 9 months (NPR 26.8L). From 30 Nov 2026: £1,570/month, £14,130/year
HOA Guidance Fee
100% Free
Part-time Earnings
≈ £1,017/month (20 hrs × £12.71)

Which maintenance figure applies to you is set by the date you submit the visa application, not your course start date. The increase is in Statement of Changes HC 584. Full breakdown in NPR →

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