When are you entitled to a refund? Four common scenarios
Ireland's non-EEA student system is built around a list: providers must be ILEP-listed or TrustEd Ireland-authorised by QQI to recruit non-EEA students at all, and this same status is what protects your fees. An unlisted or unauthorised provider is not just a quality risk -- your visa application would not qualify in the first place.
1. Your study visa is refused
If your visa application is refused, providers on the ILEP (or authorised for TrustEd Ireland) must refund your fees within 20 working days of your complete written request, minus any administration fee stated in their published policy. Attach your official refusal letter as evidence.
Visa refused? Ask HOA for help2. Your course becomes unavailable or your offer is withdrawn
If a provider cancels a course or withdraws an offer through no fault of yours, most published policies treat this as grounds for a full refund. Get the decision, and any alternative offered, in writing.
Course unavailable or offer withdrawn? Ask HOA3. New requirements were introduced that you can no longer meet
Financial and documentation thresholds have changed more than once in recent years. If a genuinely new requirement introduced after your offer means you can no longer qualify, raise it with your provider's international office in writing -- this is assessed against your specific offer.
Requirements changed on you? Ask HOA4. You withdraw after arriving in Ireland
This is the least protected scenario. Once your programme starts, tuition is normally non-refundable except in exceptional, evidenced circumstances, and providers commonly require proof you left Ireland (used boarding passes, exit stamps) before considering any refund.
Worked example
You paid €9,500 in tuition. Your visa is refused for a genuine reason. Your provider's published policy retains a €300 administration fee:
€9,500 − €300 = €9,200 refunded
At an approximate market rate of NPR 176/EUR, that's roughly NPR 16,19,200 (about 16.19 lakhs) before any bank transfer fees -- due within 20 working days of your complete written request.
Illustrative only -- exchange rates fluctuate daily and administration fees vary by provider; confirm your provider's exact fee and the live NPR/EUR rate before relying on this figure.
How to request your refund, step by step
- Check the provider's TrustEd Ireland / ILEP status before you pay. This is the single most useful thing you can do -- an unlisted provider is both a quality risk and, on its own, means your visa would not qualify.
- Gather your evidence. Your official visa refusal letter, offer/enrolment confirmation, proof of fees paid, and any refund form your specific provider requires.
- Submit your written refund request immediately. This starts the 20-working-day statutory clock -- use the ready-to-send email below and note the exact date you sent it.
- Track the 20-working-day deadline closely. Given the documented pattern of some providers missing it, follow up in writing the moment it lapses rather than waiting.
- Escalate to the right place. Public institution: the Office of the Ombudsman, free, within about 12 months. Private college or language school: the Ombudsman cannot help -- contact ICOS for advocacy support instead.
- Report a non-compliant provider to QQI/ISD. This won't return your money directly, but persistent non-compliance can affect that provider's authorisation to recruit further non-EEA students.
Ready-to-send refund request email
Copy this, fill in the bracketed details, and attach the evidence relevant to your scenario.
Subject: Refund Request – [Your Full Name] – [Student / Offer Reference]
Dear [Provider] International Office,
I am writing to request a refund of the fees I paid for [Course Name], [Month Year] intake, under offer/enrolment reference [reference number].
[Select the line that applies:]
• My Irish study visa application was refused. I have attached the official refusal letter dated [date].
• I have been informed my place / course is no longer available. I have attached your notification dated [date].
• [Describe your situation.]
Under the ILEP criteria administered by Immigration Service Delivery, I understand education providers are required to process refunds within 20 working days of a complete written request. Please confirm the refund amount, any administration fee that applies under your published policy, and the date payment will be made. I have attached the following supporting documents: [list]. My payment was made from [bank name / account details], and I would be grateful if the refund could be returned to the same account.
Please confirm receipt of this request in writing.
Kind regards,
[Your Full Name]
[Student / Offer Reference]
[Phone number]
[Email address]
Documents commonly requested
| Scenario | Documents usually required |
|---|---|
| Study visa refused | Official visa refusal letter, offer confirmation, payment receipt |
| Course unavailable / offer withdrawn | Provider's written notice, payment receipt |
| Changed requirement | Offer documentation, written correspondence showing the change |
| Post-arrival withdrawal | Medical or exceptional-circumstance evidence, proof of departure from Ireland |
What about your NOC and your education loan?
Two Nepal-specific practicalities to sort out alongside your refund:
- NOC (No Objection Certificate): mandatory for Nepali students going to any country, including Ireland. Your NOC was issued against your specific offer, so if you plan to apply elsewhere afterwards you'll typically need an updated NOC referencing the new offer — confirm current requirements directly on HOA's NOC guide or the MoEST portal. The NPR 2,000 NOC fee is a government processing charge, separate from any provider refund.
- Education loan: if you've taken an education loan and funds were already disbursed, redirect the refunded amount toward the loan promptly to limit interest accruing on money no longer needed for its original purpose. If the loan was sanctioned but not yet disbursed, contact your bank to pause or cancel disbursement, and keep your provider's refund confirmation as documentation.
If your refund is refused or delayed
Raise it with the provider in writing first, referencing the 20-working-day ILEP requirement directly. Where you go next depends entirely on what type of institution you're dealing with:
- Public universities and colleges: escalate to the Office of the Ombudsman, under the Ombudsman Act 1980 and 2012 — free, independent, generally within 12 months of the provider's final decision.
- Private colleges and English-language schools: the Ombudsman explicitly cannot investigate complaints about private third-level institutions. This is exactly where the documented refund-delay problem has occurred. Your practical options are the provider's own internal process, advocacy support from ICOS, and reporting the provider to QQI/ISD, which can affect its TrustEd Ireland authorisation even though it will not directly recover your money.
QQI's own complaints process does not handle individual refund disputes either — it directs these back to the provider's internal process, and is a quality-assurance lever rather than a money-recovery one.
Refund refused or delayed? Ask HOAYour Ireland plan fell through — is the UK worth a second look?
Nepali students who lose an Irish place to a visa refusal, an unresponsive provider, or a changed requirement often find UK admissions run on a different rhythm — and HOA's guidance is entirely free.
- 153 UK partner universities — HOA has placed students across all 24 Russell Group universities
- An IELTS-waiver (MOI) route accepted by 25+ UK universities for many Nepali academic backgrounds
- £2M+ in scholarships secured for HOA-guided students since 2016
How this compares to other study destinations
| Destination | Governing framework | Typical refund deadline | External dispute body |
|---|---|---|---|
| Ireland | ILEP / TrustEd Ireland (QQI) | 20 working days of written claim | Ombudsman (public only) |
| United Kingdom | Institution's own policy + CMA consumer law guidance | Set per university | OIA (England/Wales), SPSO (Scotland) |
| Australia | ESOS Act 2000 + National Code 2018 | 28 days of written claim | National Student Ombudsman |
| Canada | Each Designated Learning Institution's own policy | Set per institution (often ~30 days) | Varies by province |
| New Zealand | Education Code of Practice 2021 + Fee Protection Rules | Set per provider | Study Complaints | Ngā Amuamu Tauira |
Weighing more than one country? Compare with UK university refunds, Australian university refunds, Canadian university refunds, or New Zealand university refunds.